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GATEWAY OF THE FUTURE

The ionia
platform

Ionia is the payments and rewards platform that delivers next generation technology today, with instant payments, stackable rewards and Visa programs delivered through one API.

Our frictionless, flexible platform allows you to create a world-class intuitive fintech offering, built on the largest rewards network in North America.

Partner With Us

Frictionless payments & rewarding card solutions

Partner with Us and Generate New Revenue Streams

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Card Solutions and Payments, More Rewarding Than Cash

Elevate your payment ecosystem with Ionia Pay's instant transactions and Ionia's Card Issuance and Rewards' co-branded solutions. Seamlessly integrated, these offerings tap into an expansive merchant-funded network rewarding your customers on their everyday spending at over 500K locations. With Ionia, drive growth and solidify your brand's impact.

Enhanced Payments. Frictionless Solutions.

Enhance your customer experiences with our proprietary fintech solutions. Easily integrate through APIs, SDKs, or a bespoke white-label app. Partner with Ionia to unlock a world of opportunities for your business.

A2A Payments

Offer lightning-fast transactions, featuring instant account-to-account transfers, reduced transaction fees, and no fraud chargeback risks

Custom Card Issuance

Empower your brand with our customizable card issuance solution, supporting co-branded Visa or Discover debit andcredit cards.

Merchant-Funded Rewards

Boost customer loyalty and drive new revenue streams with Ionia Rewards, our innovative third-party funded rewards program.

Seamless Integration

Seamlessly integrate Ionia's payment solutions into your tech stack for a unified, efficient, and secure fintech offering.

A2A Payments

Offer lightning-fast transactions, featuring instant account-to-account transfers, reduced transaction fees, and no fraud chargeback risks

Custom Card Issuance

Empower your brand with our customizable card issuance solution, supporting co-branded Visa or Discover debit andcredit cards.

Merchant-Funded Rewards

Boost customer loyalty and drive new revenue streams with Ionia Rewards, our innovative third-party funded
rewards program.

Seamless Integration

Seamlessly integrate Ionia's payment solutions into your tech stack for a unified, efficient, and secure fintech
offering.

Powered by Ionia

With the Ionia Platform, DashDirect’s Dash holders can now spend their Dash instantly at over 10 million U.S. merchants, earning in-app savings up to 12% on every purchase.
See It In Action
With the Ionia Platform, Edge Wallet offers the first private, multi-currency card for crypto. Edge Wallet now offers its users the freedom to spend their crypto as currency.
See It In Action
With the Ionia Platform, CrayPay offers the users the ability to earn cash back at over 155,000 merchants in it’s network. In addition, users can use the Pay Later option.
See It In Action

Why Choose Ionia

Progressive tech for the payments industry.

Reduced Cost

Significantly reduce transaction costs and eliminate fraud chargeback risks with instant A2A payments, improving your bottom line.

Customized

Deliver a personalized experience with our customizable card issuance and tailor-made rewards programs, designed to fit your brand.

Third-Party Funded

Leverage Ionia's merchant-funded rewards program to boost customer loyalty and retention while adding new revenue streams.

Improved NPS

Stay ahead of the curve with our cutting-edge payment solutions and merchant-funded rewards which allow for recurring, positive brand impressions with your customers.

Powered by Ionia

Get More By Giving Your Customers More.

The Ionia Platform is waiting for you to make it yours.
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Want to Learn More?

From rewards and benefits to accessing the ability to spend cryptocurrency on everyday items, Ionia has something for everyone to use. Learn more about our solutions and services at the linked presentation below:

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©Copyright 2015 - 2023
Covered by U.S. Patent No. 10,395,234 and one or more other pending applications
Ionia, Inc is a financial technology company and not a bank.
Banking, Payments, and Card services are provided by Ionia's partner banks, which are members of the FDIC.
Card Services are issued by Ionia's partner banks pursuant to a license from Visa© and Discover©.