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The ionia

Ionia is the payments and rewards platform that delivers next generation technology today, with instant payments, stackable rewards and Visa programs delivered through one API.

Our frictionless, flexible platform allows you to create a world-class intuitive fintech offering, built on the largest rewards network in North America.

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More Functionality. Less Friction.

Give your customers the features they want without extra complexity. When partnering with Ionia, you get the best of everything—wrapped up in one API.

Mobile Payments & Rewards

On Everyday Purchases

Spend Crypto Like Cash

Real Time, Non-Custodial

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Largest Merchant Network

Banking as a Service

Banking That Goes With You

Mobile Rewards

Users earn instant flexible rewards of up to 12% in stackable savings!

Buy Now, Pay Later

America’s Largest BNPL  Network. No credit check. No interest. No fees, even late fees.


Manage your funds from your pocket. Banking that goes with you wherever you are.

Powered by Ionia

With the Ionia Platform, DashDirect’s Dash holders can now spend their Dash instantly at over 10 million U.S. merchants, earning in-app savings up to 12% on every purchase.
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With the Ionia Platform, Edge Wallet offers the first private, multi-currency card for crypto. Edge Wallet now offers its users the freedom to spend their crypto as currency.
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With the Ionia Platform, CrayPay offers the users the ability to earn cash back at over 155,000 merchants in it’s network. In addition, users can use the Pay Later option.
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Why Choose Ionia

Progressive tech for the payments industry.


Money freedom for everyone. Ionia technology opens the door to true ownership, accessibility, and utility of one's own money.


Future-proof your business with Ionia’s suite of compounding rewards and incentives to drive profitable consumer behavior.


Access a robust merchant network with the most desired payments trends, all under one roof.


Fintech so flexible it feels like magic. White-label the entire stack or pick and choose features to perfect your existing app.

Powered by Ionia

Get More By Giving Your Customers More.

The Ionia Platform is waiting for you to make it yours.
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Want to Learn More?

From rewards and benefits to accessing the ability to spend cryptocurrency on everyday items, Ionia has something for everyone to use. Learn more about our solutions and services at the linked presentation below:

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